Less miles...more risk...higher premium !
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Topic author - Posts: 107
- Joined: 02/03/14 11:14
Less miles...more risk...higher premium !
It was insurance renewal time on the MR2 recently so I rang my insurer...eSure, to query why they'd quoted a 30% increase in this year's premium. I'd already done my homework & had been already quoted a premium that was actually cheaper than last year with eSure. I'd told them previously my mileage had drastically reduced to around 500 miles per year as I had access to another vehicle in the family.
Imagine my surprise when I was told by the young lady that because I was only doing 500 miles per year I was considered not used to driving so I would be more of an insurance risk !
I'll add I've been driving for 40 years & had no accidents or convictions in the last 15 years.
Gobsmacked to say the least
Just for the record I'm now insured with Lancaster Insurance with a premium of £188
Imagine my surprise when I was told by the young lady that because I was only doing 500 miles per year I was considered not used to driving so I would be more of an insurance risk !
I'll add I've been driving for 40 years & had no accidents or convictions in the last 15 years.
Gobsmacked to say the least
Just for the record I'm now insured with Lancaster Insurance with a premium of £188
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Re: Less miles...more risk...higher premium !
Ive had the same, 25 to 30K business driving then 1000 social in the 2, told thats a higher premium, locked in a garage !!! higher premium than parked on the street, I tell you I can understand women better than Insurance!!! :-)
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Re: Less miles...more risk...higher premium !
just tell them you are est 4500 miles, they dont check as it is up to 4500 miles.
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